ASSET BASED LENDING

Sector	Manufacturers, Distributors and Wholesalers
Use of Proceeds	Purchase inventory & fund operating expenses
Collateral	AR, INV, EQUIP, RE
Rate	8 – 18%
Term	12 – 36 mos
Deal Size	$500K to $25M

AR FUNDING

Sector	Staffing, Transportation and Service Companies
Use of Proceeds	Make payroll, cover operating expenses
Collateral	ACCOUNT RECEIVABLE
Rate	8 – 24%
Term	12 – 24 mos
Deal Size	$25K to $25M

CONSTRUCTION FACTORING

Sector	Subcontractors, and Self Performing GCs
Use of Proceeds	Make payroll, cover operating expenses
Collateral	ACCOUNT RECEIVABLE
Rate	15 – 24%
Term	As needed
Deal Size	$25K to $10M

SPOT FACTORING

Sector	Manufactures, Distributors and Service Companies
Use of Proceeds	Occasional funding to smooth out cash flow
Collateral	ACCOUNT RECEIVABLE
Rate	18 – 24%
Term	As needed
Deal Size	$25K to $25M

EQUIPMENT FINANCING

Sector	Manufactures and Service Companies
Use of Proceeds	Acquire assets and fund expansion
Collateral	EQUIPMENT
Rate	6 – 18%
Term	30 – 60 mos
Deal Size	$250K to $25M

SBA TERM LOANS

Sector	Manufactures and Service Companies
Use of Proceeds	Partner buyout, debt refinance, new property
Collateral	ALL ASSETS
Rate	6.75 – 7.2%
Term	15 – 25 yrs
Deal Size	$100K to $5M

PO FINANCE

Sector	Distributors and Wholesalers
Use of Proceeds	Pay suppliers for confirmed orders
Collateral	INVENTORY AND AR
Rate	18 – 24%
Term	As needed
Deal Size	$25K to $25M

INVENTORY FINANCE

Sector	Distributors and Wholesalers
Use of Proceeds	Purchase inventory and fund growth
Collateral	INVENTORY AND AR
Rate	12 – 24%
Term	12 – 24 mos
Deal Size	$500K to $25M

BRIDGE/HARD MONEY LOAN

Sector	ALL types
Use of Proceeds	Manage unexpected opportunities or challenges
Collateral	NAMED ASSETS
Rate	12 – 30%
Term	As needed
Deal Size	$500K to $25M

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